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Eyeing for the latest gadget release this holiday season? 

Whether you’re planning to buy a new laptop for WFH and online classes, or you simply want to stuff your Christmas stocking with a brand spanking new smartphone, Home Credit gives you the chance to snag your most desired #TechAssured gadgets without the fuzz at selected partner stores in SM Cyberzone

Score your dream gadget in 3 easy steps

Now that you’ve decided on what gadget to buy, it’s time to prepare the requirements and meet Home Credit’s qualifications for eligibility. First, you have to be a Filipino citizen, age 18 to 68 years old, and has a steady stream of income. This means you have to be a company or self-employed for at least 3 months, entrepreneur, pensioner or a person receiving remittance on a regular basis. 

Next on the checklist is you need to have at least 2 valid IDs. One of which must be government-issued and has your current address. For reference, here’s a list of IDs that Home Credit honors as primary IDs:

  • SSS ID
  • Driver’s license
  • TIN ID
  • UMID
  • Voter’s ID
  • PRC
  • Passport

Once you get all the necessary requirements, visit Cyberzone and go straight to your preferred Home Credit’s partner store. Make sure to ask for Home Credit’s sales agent to assist you with your purchase. 

An initial down payment will be required following your approval. Upon completing all these steps, you can now bring home and enjoy your brand-new gadget. 

As for the remaining cost, it will be spread evenly into flexible installment arrangements, ranging from 6 to 18 months. You can pay your monthly amortization online via the Home Credit website or app, an auto-debit arrangement by enrolling your bank, or over-the-counter via payment partners. 

Why choose Home Credit?

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With the goal of promoting the principles of financial inclusion and safe lending, Home Credit aims to empower every Filipino’s financial capability by providing easy and uncomplicated loan services. One of Home Credit’s core services is its non-cash, no collateral in-store financing. This allows buyers to purchase goods, appliances, and tech products through an installment basis, and without the use of any credit card. With this, Home Credit offers a handful of loan options with flexible terms and payment options to make sure buyers get the most out of their purchases. 

You may #CheckCyberzone and Home Credit’s official website to know more about the latest promos and offers that you can avail, in time for your early holiday shopping.  

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